Your Medicare Benefits Your Way
Golden Years Guide is comprised of an insurance team that truly cares about providing the best experience. Healthcare today means you're more than just a number. And you deserve to have access to all things medical. On demand. On your time.
Understanding Medicare Insurance Essentials
Medicare is a federal health insurance program primarily for individuals aged 65 or older, but it also covers certain younger people with disabilities and individuals with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant). Medicare is divided into several parts, each covering different types of health services.
Medicare Parts:
Medicare Part A – Hospital Insurance:
Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care services.
Medicare Part B – Medical Insurance:
Covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C – Medicare Advantage Plans:
Offered by private companies approved by Medicare, these plans include all benefits and services under Parts A and B and may offer extra coverage, such as vision, hearing, and dental services.
Medicare Part D – Prescription Drug Coverage:
Helps cover the cost of prescription drugs, including many recommended vaccines.
Why Choose Medicare?
Medicare provides a reliable, cost-effective way to access medical care during retirement and in certain situations when people face long-term disabilities. It offers flexibility through various coverage options, ensuring that people can tailor their health care based on individual needs and circumstances.
Who Can Qualify?
Most people become eligible for Medicare at age 65. However, you may also qualify if you're younger and have a qualifying disability or have been diagnosed with specific conditions.
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